We've earned our reputation for exceptional service and expert advice over many years of mortgage origination. River City Mortgage & Financial, LLC is a Mortgage Banker, meaning we lend our own money, which costs less than brokering and allows us to fund loans for less so we can pass the savings on to you.

Although the mortgage origination process has changed dramatically over the last 10 years, the need to listen to our clients and provide expert advice so we can deliver the optimum loan for each individual's situation has never been more important. This website is intended as an introduction, we are not and never will be a mortgage mill asking you to complete endless online forms nor deal with impersonal service. On this site, you'll have the ability to enter an online application, access our live rates through our industry leading pricing engine and hopefully learn a little more about how the loan process works. As soon as you're ready to begin the loan process; please call or email so we can help you obtain the perfect loan for your unique situation.

Please take your time and look around. If you have any questions, please call or email. It is my expectation you will be delighted with our process and work, satisfied is simply not good enough.

Thank you in advance for your trust and confidence.